Insurance Services

• Life insurance fulfills YOUR promise to protect your family
• Benefits go to your heirs TAX FREE! 
• Growth in a whole life policy is TAX FREE!
• Distributions from the cash value are TAX FREE!*
• Funeral Planning and Estate Taxes

At Town and Country we can explain the pros and cons of what is offered in any policy. You can get quotes from the leading life insurance companies in the industry so we can insure your needs/wants are fulfilled. 

Whole Life or Universal Insurance—builds cash value and offers you the valuable benefits of Liquidity, Use and Control "LUC" of the cash value.  These plans are an important part of any persons financial planning strategy.

Term Insurance—offers only a death benefit and is designed to cover you for a specific term. A great product while children are still dependent on you.

Guaranteed Life Insurance one of the many companies we represent—will offer coverage with very few questions and is great for older individuals

Guaranteed Golden Life Insurance
 

*certain rules apply

Let us explain the true benefits of life insurance. Contact us today! 

Request a Quote

 

Guaranteed Acceptance Life Insurance for Ages 50 to 80
(Limited Death Benefit During First Two Years*)

With Guaranteed Golden Life Begins at 50

How many times have you heard of people over the age of 50 being turned down for life insurance? With Guaranteed Golden Life Insurance from Vantis Life, you can purchase a guaranteed, hassle-free policy today for the protection you and your loved ones need tomorrow.

• Acceptance Guaranteed
• No physical exam or health questions
• Premiums will never increase as you get older
• Cannot be canceled because of age
• Builds cash value

Ages Available

• 50 to 80

Policy Size Options

• $ 5,000
• $10,000
• $15,000

 Premium Payment Options
Pay by Check, Electronic Fund Transfer (EFT) or Credit Card

• Annually
• Quarterly
• Semi-Annually
• Monthly (EFT or Credit Card only)

Coverage*

• If death occurs in the first year, the death benefit is limited to 16% of the policy face amount.
• If death occurs in the second year, the death benefit is limited to 35% of face amount.
• Full coverage after two years.
• Check Deborah J. Benafield, your Vantis Life Licensed Representative, for details

How to Apply
Apply today to take care of tomorrow!
Just complete an application and return with a check for the first premium payment to Deborah J. Benafield at Town and Country Insurance.

For additional questions contact Deborah J. Benafield at customerservice@townandcountryinsurance.com

For more information and a chart of premiums, download the PDF
Download PDF Application or Payment Authorization Form PDF

 

Level Premium Term no medical exam or lab tests needed.*

 

is ideal coverage for:

Home Mortgage	Income Replacement
Loans	Child Care Expenses
Family Protection	Educational Costs

• Not available in all states.
• Coverage is based on applicant's age (nearest birthday) at issuance of policy.
• Non-tobacco and tobacco user plans available.
• Plans guaranteed renewable at age 85.
• Plans convertible to VantisLife permanent insurance without evidence of insurability, prior to the final 5 years of the end of the contract term.

Questions? Want A Quote? Want To Apply? Contact Your VantisLife Licensed Representative for Details!

Deborah Benafield
1-800-382-3219

Why go through the hassle of filling out long applications and taking the time for medical exams? With Super EZ term life insurance from VantisLife, there are only a few simple questions to answer. There are no medical or lab tests.* And you can apply for level premium term life coverage up to $150,000.
It's quick. It's simple. It's Super EZ!

Availability
Not available in all states.

Plan Choices

• 10, 15, and 20 year level premium term life

Ages Available

• Super EZ 10 and 15: 15-60
• Super EZ 20: 15-55

Policy Sizes Available

• Super EZ 10 and 15: $25,000 - $100,000
• Super EZ 20: $25,000 - $150,000
• Super EZ combined coverage limit of $150,000 per insured (all plans)

Premium Payment Options
Pay by Check, Electronic Fund Transfer (EFT) or Credit Card.

• Annually
• Semi-Annually
• Quarterly
• Monthly (EFT or Credit Card only)

*Qualification is based upon VantisLife's underwriting review.

VantisLife Insurance Company
200 Day Hill Road
Windsor, CT 06095

• Not a deposit

• Not guaranteed by any bank or credit union

• Not FDIC/NCUA insured

• Not insured by any federal government agency

© 2009 VantisLife Insurance Company, Windsor, Connecticut VantisLife Insurance Company is licensed and offers its products in the District of Columbia and all States except New York. Products offered in New York are sold by VantisLife Insurance Company of New York.

We are glad that you are here! Town and Country Insurance will quote (you are under no obligation) a plan for you with your specific needs and wants in mind. It is so easy and convenient to purchase items online but with insurance, a reputable company, a quality product and an independent agent you can trust are essential. You pay the same price and still get the value added service that Town and Country Insurance Agency always offers you. We will be your health advocate if anything goes wrong with a claim.

Please view our companies to find that Town and Country Insurance does business with only the most financially responsible companies in the insurance business.

Remember also that you pay no more when you use your Trusted Choice Agent but you have the additional superior customer service after the sale that you expect. 

 Our service is the difference.    

Contact us Today! or :

Request a Quote

Sound, professional advice. Straight-forward answers. Quick and fair claims response. Consistent pricing and underwriting. We’ll handle it, because “Our Service Is The Difference.”

Town & Country Insurance can help you with the following commercial insurance needs:

• Worker’s Compensation
• Property (Building & Contents, Business Income, Flood/DIC)
• General Liability
• Commercial Automobile
• Commercial Automobile
• Umbrella & Excess Liability
• Directors & Officers Liability
• Employment Practices Liability
• Fiduciary Liability
• Aviation
• Inland Marine (Construction Equipment,  Builders’ Risk, Property In Transit, Computer Equipment)
• Crime (Employee Dishonesty, Forgery, Money & Securities)
• Bonds (ERISA, Performance & Payment, License, Guardian and Estate, Miscellaneous Surety)
• Professional Liability (Errors & Omissions)

Let us go to work for you today.

Request Information

Town and Country Insurance Agency of Arkansas will help any of our clients manage the plans we create, so we’re with you every step of the way. This includes annual evaluations of all your plan’s benefits and options to insure proper balance between access, service, administration and price.  Town and Country will also insure that your plan meets all governmental requirements.

We handle it because “Our Service Is The Difference.”  Contact us today!

Town & Country Insurance will help you with any of the following employee benefit services

What is YOUR Long Term Care Strategy?  A topic worth discussing.

We must remember that 24-hour care facilities are full of people who said "I will never go to a nursing home."  No one EVER wants to think about "What if I can't get out of bed tomorrow morning?"

Today's policies offer significant benefits for home care.  Let's talk!

Around any corner tragedy strikes.  No matter what your age, developing a long term care strategy which helps you keep the assets you work your life time accumulating is essential to your financial wellbeing.  Your long term care strategy insures that those assets will be transferred according to your wishes.

Let me, Deborah Benafield, explain your options and help you develope a strategy which best meets your needs.

Let us go to work for you today. Contact us today!

Today’s Medicare Plans offer more choices with your health care and your decision is a very personal one.  With 25 years of insurance experience Deborah Benafield can easily explain your options to insure you make an informed decision. 

Town and Country Insurance offers plans from Arkansas Blue Cross and Blue Shield, Humana and Mutual of Omaha. You pay no more by using our personalized service, plus you will never hear “One moment and I will transfer you I may have sold you the insurance but I do not handle any customer service issues” You can depend on Town and Country Insurance to handle your service or claims needs after the sale.

SilverSneakers is a fitness program which is a value added benefit for several of the Medicare Supplements and Advantage Plans. As a member you can participate in health education seminars and fun social events designed specifically for you and others who share your interest in a healthy lifestyle. This value added service is provided free of charge to you if you select a plan which offers it in their benefit package. Contact Deborah Benafield at Town and Country Insurance today to insure you are not missing out. 

Let me hear from you. Contact Us Today! . Thank you:

Request Information

Town and Country Insurance is proud to be the only Benergy™ provider in Arkansas. Benergy™ is an award-winning employee benefits and health management portal used by over two million employees and dependents worldwide. This Web-based tool is the most advanced benefits and health management system available to employers — no matter the size. Benergy helps companies demonstrate their dedication to employees by putting them in touch 24/7 with benefits, health, compensation and human resources programs. For employers, Benergy makes HR more efficient and increases employee job satisfaction and productivity. For employees, this innovative online system delivers support tools to manage their health and benefits through a single employer-sponsored portal.

• Benergy Fact Sheet PDF
• Benergy Online Demo

Not seeing what you are looking for? Have a business or personal insurance matter that you are not quite sure how to address? Town and Country Insurance will be happy to assist you. Because we are a multi-line insurance agency and with all the options we have available we will work to design an insurance or financial plan that best meets any personal or business issue you may have.

Contact us now and let us go to work for you today.

Request Information

NOTE:  The comments provided throughout this site are intended to provide general educational information. We do not offer legal advice or attempt through this medium to provide a comprehensive, detailed look at all the issues surrounding any one topic.